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Category: Mortgage (4 posts)

  • October 6, 2025 @ 9:15 AM
  • Posted by Roar Admin

How Falling Rates Open Doors for Gig Workers, Mortgages for Non-Traditional Incomes

After several policy cuts, the Bank of Canada's overnight rate sits at 2.50% as of September 17, 2025, down from 3.00% in January. This easing has lowered borrowing costs and improved affordab

  • September 17, 2025 @ 10:13 AM
  • Posted by Roar Admin

September 17-2025 - Bank of Canada lowers policy rate to 2.5%

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. After remaining resilient to sharply higher

  • August 19, 2025 @ 10:47 AM
  • Posted by Roar Admin

With Inflation at 1.7%, What This Means for Canadians Considering a Home Purchase or Mortgage Refinance

Did You Know? Did you know that Canada's latest inflation figure has cooled to 1.7% according to Statistics Canada? For everyday Canadians, this is more than a headline. It can point to lower bor

  • August 7, 2025 @ 9:41 AM
  • Posted by Roar Admin

Is the Mortgage Stress Test on the Way Out?

Is the Mortgage Stress Test on the Way Out? How OSFI's New Loan-to-Income Rules Could Reshape Borrowing in 2025-26 Canadian borrowers have spent the past seven years living with the mortgage "s